Cost of living and studying in Melbourne
Pick your scenario — I show an estimated range, not a single 'exact' number.
Who is coming
Study level
School-age children
Accommodation
Food & living
Transport
OSHC health cover
Add tuition (optional)
The list follows the study level you picked above.
Estimated range
$1,715 – $3,020
per month (excl. tuition)
Breakdown
Possible income
$3,149 – $3,520
per month, after tax
You
The worse end of both ranges: expenses at the top, income at the bottom.
Based on the casual minimum rate — a floor, not a typical wage. Nobody can guarantee work will be available for that many hours, myself included.
Tax is calculated as for an Australian resident for tax purposes, with no Medicare levy. If the ATO treats you as a foreign resident there is no tax-free threshold: on the same $41,246 the tax would be about $12,374 instead of $3,457. Residency is decided by the ATO tests, not by your visa.
Visa financial requirements are assessed without future earnings: work income in Australia does not count towards them.
The number of break weeks is the only figure here without an official source: every provider sets its own calendar.
This is an estimate. Exact OSHC pricing is set by the insurer once duration and family composition are chosen; rent varies strongly by suburb.